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Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE TO BE SURE YOU UNDERSTAND THEM COMPLETELY. USE OF THIS SITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY AND ADHERE TO THESE TERMS OF USE. These Terms of Use govern your access to and use of this micro-site operated by AMOCO FCU. These Terms of Use are a legally binding agreement between you and AMOCO FCU, and contain important information about our site and your use of our site.


We reserve the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time.  Such modifications shall become effective immediately upon the posting thereof. You must review this agreement on a regular basis to keep yourself apprised of any changes.


AMOCO FCU websites and/or micro-sites may offer featured articles, pictures, information, digital images, surveys, contests and sweepstakes, advertising, logos, trademarks, and other “ User Content” as described below that we hope will be of interest to our visitors. User Content may be in the form of postings, messages, text, files, data, music, sound, graphics, images, pictures, photographs, video or other materials posted by users of the site.

You understand that such User Content is the sole responsibility of the person from whom such Content originated. As a result, you may be exposed to User Content that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. AMOCO FCU makes no representations or warranties that the User Content is available, appropriate, accurate, complete, authentic or legal to access. You agree that you must evaluate, and bear all risks associated with, the use of any User Content, that you may not rely on said User Content, and that under no circumstances will AMOCO be liable in any way for any User Content or for any loss or damage of any kind incurred as a result of the use of any User Content posted, emailed or otherwise made available. In addition, your linking to any other website is at your own risk.

You acknowledge that AMOCO FCU is not required to pre-screen or approve User Content, but shall have the right (but not the obligation) in its sole discretion to refuse, delete or move any User Content that is available via the Service, for violating the Terms of Use or for any other reason.


Copyright to all Content on this site is owned by AMOCO FCU. As a condition of using this site, you agree that you will not: modify, reproduce, alter content, forge, transmit, or publish any content from this site without written approval from AMOCO FCU. Please feel free to browse the site, but note that downloading information, data, or images from this site does not give you title or other rights to such Content. Any attempt to modify these materials or to use these materials for any other purpose constitutes a violation of our copyright and may be subject to legal action.


Third parties (e.g., PayPal) requiring payments generally require use of a valid credit/debit card or bank account. You are solely responsible for charges owed for all goods and services, payments and donations made through this site, including, but not limited to, applicable taxes, shipping charges, insurance, and any other costs. Be sure to read all terms and conditions of using third party payment/donation sites.


AMOCO FCU’s web site and micro-sites are connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union. AMOCO FCU cannot attest to the accuracy or information provided by the linked sites. Be sure you know your privacy rights when offering information to those sites.


AMOCO FCU is not responsible for the accuracy, quality, safety, legality, intellectual property compliance, privacy policy, or content of any information, product, or service offered by users, vendors, advertisers, promotional or business partners, or any third party sites on this site, and you irrevocably waive any claim against AMOCO FCU and its officers, directors, employees, representatives, agents, licensors, and licensees with respect to the same.

YOU AGREE THAT USE OF THIS SITE AND THE SERVICE IS ENTIRELY AT YOUR OWN RISK AND THE SERVICE IS PROVIDED ON AN “AS IS” OR “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND.  You agree to hold AMOCO FCU and its officers, directors, employees, representatives, agents, licensors, and licensees harmless from any and all claims, demands, attorneys’ fees, damages (actual and consequential) of every kind or nature, known and unknown, disclosed or undisclosed, arising out of, or any way connected with the use of any information at this site, any transaction occurring through this site, the safety or quality of any goods or services purchased or sold through this site, or the truth or accuracy of any claim made about such goods or services.

You also agree to indemnify, defend, and hold AMOCO FCU and its officers, directors, employees, representatives, agents, licensors, and licensees harmless from any loss, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this website, your breach of these Terms of Use or the documents that it incorporates by reference, or your violation of any law or the rights of any third party in connection with your use of this site.

You may contact AMOCO FCU with questions or comments regarding Terms of Use or anything else related to AMOCO FCU and/or this site at www.amocofcu.org or at 800.231.6053.


Safety & Security

No one wants to be a victim of fraud. The best protection against many types of fraud is knowledge. Because your safety and security is important to us we encourage you to watch for the following signs:
  • Buyer/Seller explains that they are currently out of the country.
  • Buyer/Seller offers to pay with a money order or cashier’s check for significantly more than asked for price.
  • Buyer/Seller explains that a third party or service will pick up or deliver the item.
  • Email inquiry is poorly written, generic, or strange sounding.
  • Offer is simply too good to be true.